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Debt and budgeting

Zero Balance

Debt and budgeting, minus the hype.

Animated explainers that do the arithmetic on credit cards, loans and budgets, so you can see what a money decision really costs before you make it.

  • The math, shown

    Every episode works the numbers on screen, step by step.

  • Costs, not hacks

    What a balance transfer or a long car loan actually costs, in dollars.

  • Every Sunday

    A new long-form episode each week.

Latest episode Balance Transfers: What Happens When 0% Ends? Watch on YouTube →